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How The UK Mortgage Market Has Changed Since The Crisis

The Bank of England could introduce tough new rules later this month designed to cool Britain’s recent house price boom without derailing the nascent recovery.

New lending rules introduced as part of the Mortgage Market Review (MMR) in April are already having an effect on loans. Figures from the Bank of England show 62,918 people took out a mortgage to purchase a property in April, down 5.5pc from 66,563 in March and around a third lower than average pre-crisis levels.

However, it remains to be seen how much of this slowdown is because of the tougher lending criteria and how much is due to an administrative slowdown because mortgage interviews take longer and staff need retraining. Here’s a closer look at how the mortgage market has changed over the past six years:

via How the mortgage market has changed since the crisis – Telegraph.

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