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There is near universal agreement on both sides of the political aisle that we need to end the two Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac whose failure is synonymous with the housing boom and bust that brought us the Great Recession.
There also is broad agreement in Washington about what should take their place: a private market funded by private capital, with a limited, explicit government role in order to keep the 30-year fixed rate mortgage widely available for qualified borrowers.
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