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Three Reasons America’s Homebuyers Rely on the 30-Year Fixed-Rate Mortgage

Remember last year when the 15-year fixed-rate mortgage rate was an unbelievable bargain at just over 2.5 percent, the lowest in recorded history and about three-quarters of a percentage point below a 30-year fixed-rate loan? So everyone buying a house was getting a 15-year loan, right? Nope. Thirty-year fixed-rate mortgages dominated – accounting for more than 85 percent of the home-purchase loan market in 2012.

via Three Reasons America’s Homebuyers Rely on the 30-Year Fixed-Rate Mortgage – Freddie Mac.

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