CLICK BELOW TO REDISCOVER HUMANITY

A DECADE+ OF STORYTELLING POWERED BY THE BEST WRITERS ON THE PLANET

Tag: mortgage

A New View of The US Housing Boom and Bust

Today’s tight credit environment has constrained mortgage lending and is disproportionately affecting African American and Hispanic households. As a result, these communities have found...

Data Show Surprisingly Little Impact of New Mortgage Rules

The Qualified Mortgage, or QM rule, which was designed to protect borrowers from acquiring loans they cannot repay, was predicted by many to reduce...

4 Factors Changing US Mortgage Market

The U.S. mortgage market has had a rough go of it in the first quarter of this year, with mortgage volumes in Q1 down...

Homeowners Brace for Another Foreclosure Wave

In the thick of the housing crisis, some lenders slashed borrowers’ interest rates to as little as 2 percent. But rates start to rise...

In Home Loans, Subprime Fades as a Dirty Word

Martin and Cindy Arroyo knew they were not ideal candidates for a home loan. She had gone through a foreclosure after losing her job, and...

5 Questions on the State of Mortgage Lending

Anyone who’s tried to get a mortgage in recent years knows that it hasn’t been easy. But there are growing signs that lenders are...

CFPB Likely to Ease Rules on Fees for QM Loans

Under the Consumer Financial Protection Bureau's regulation, all such fees are included in a points and fees test that says they cannot exceed 3%...

Mortgage Loan Originations Lowest on Record

February’s data showed the continued trend of declining origination activity we’ve been observing since mid-2013, with monthly originations falling to their lowest recorded point...

How LO-to-LO Referrals Become Problems

At a glance, it would seem that there should be no problem with one loan officer referring a loan to another loan officer in...

Mortgage Originations Plunge To Lowest On Record

New mortgage originations fell over 23% month-over-month and a stunning 47% year-to-date according to Black Knight (formerly LPS). As they show in their detailed...