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Tag: Mortgage Bankers Association

Mortgage Access: How Do We Know if it’s Too Hard, Too...

Policymakers count on a wide range of measures to gauge the state of the housing and mortgage markets, but when it comes to the...

Bankers Buried in Lawsuits Say New Loan Rules Fall Short

Bankers who gathered in Las Vegas to hear Melvin L. Watt reveal mortgage rule changes said they won’t do enough to expand credit to...

When The Next Housing Bust Hits – Blame The Bankers

The U.S. economic recovery is being endangered by a slowing housing market, as prospective homeowners with lower incomes and credit scores are finding it...

Mortgage Foreclosures 2015: Why the Crisis Will Flare Up Again

We are nearly eight years removed from the beginnings of the foreclosure crisis, with over five million homes lost. So it would be natural...

Will 30-Year Mortgages Disappear?

We usually think of 30-year mortgages as the basic pillars of real estate finance but do we really need fixed-rate loans that last three...

4 Factors Changing US Mortgage Market

The U.S. mortgage market has had a rough go of it in the first quarter of this year, with mortgage volumes in Q1 down...

Mortgage Loan Originations Lowest on Record

February’s data showed the continued trend of declining origination activity we’ve been observing since mid-2013, with monthly originations falling to their lowest recorded point...

Burden of Student Loans Stifles the Housing Market

As origination costs continue to climb due to regulations and the sheer cost of compliance, lenders are finding fewer borrowers knocking on their doors....

Why Banks Aren’t Lending to Homebuyers

“Despite the confluence of promising signs,” write Peter Eavis and Jessica Silver-Greenberg today, “little in the vast system that provides Americans with mortgages has...

In Depth: Home Mortgage Foreclosure and Bankruptcy

Cross-campus colleagues and I have posted a paper that studies intersections between mortgage foreclosure, chapters of bankruptcy, and other variables, using the Center for...