Tag: First-time buyer

UK Perspectives: A Real Housing Crisis But Only Fake Solutions on...

All the party manifestos are published now. All agree there is a housing crisis. The most recent data for housing starts in England show...

The Impact of Tight Credit Standards on 2009-13 Lending

Tight credit standards curbed mortgage lending activity from 2009 to 2013. Based on our estimates, if the cautious standards of 2001 had been in...

Bringing Back Non-QM

Litigation Guard, LLC and Bankers Insurance Service (BIS) have launched an online product for lenders that seeks to revitalize lending in the non-QM market....

Can a “Domino Effect’ Kick-off New Housing Boom?

Home prices between the top and bottom segments of the housing market are rising, which could unleash a “domino effect” that builds first-time and...

3% Mortgages Coming To America, But Fanny And Freddie Say It’s...

Some Americans will soon be able to buy a home with a down payment as low as 3 per cent, compared with the current...

Feds’ New Mortgage Rule: Here We Go Again

Peter Wallison points out the feds’ new, you-only-have-to-put-5%-down qualified mortgage rule will have the ironic effect of making housing less affordable to low-income consumers...

Analysis: Waning Investor Demand Opens Door for First-Time U.S. Home Buyers

Wall Street's billion-dollar bargain hunt for homes in depressed markets across the United States appears to have plateaued, potentially helping to cool the steep...

CML: UK Lending Landscape 2012

Today, we publish our data showing the largest mortgage lenders in 2012. Overall, gross lending last year barely grew (£130 billion compared to £129...

First-time Buyer Lending in London at Highest Level Since 2007

First-time buyers accounted for 11,200 loans for house purchase in London in the second quarter of 2013, the largest quarterly number since the end of...

The Illusory UK Housing Recovery

Apparently there is life in the UK housing market. According to ONS, UK house prices increased by 3.1% in the 12 months to June...