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Tag: Federal Housing Finance Agency

Banking On Failure: Junk Banks (Continued)

Editor’s Note: This is the next in a Continuing Series of Articles by Joe, as excerpted from his Book; “Banking on Failure” co-authored by...

Banking On Failure: Regulation of Banks

Editor’s Note: This is the next in a Continuing Series of Articles by Joe, as excerpted from his Book;“Banking on Failure” co-authored by Laurel...

Give Lenders More Time to Implement New Borrower Disclosure Rules

The Consumer Finance Protection Bureau (CFPB) will soon implement new rules to better inform borrowers about their mortgage loans and give them more accurate...

Revisiting ‘Subprime’ Mortgages

“Subprime” has been a dirty word since the freewheeling mortgage lending spree that ultimately brought down the economy and propelled millions of homeowners into...

After the Housing Crisis, a Cash Flood and Silence

On Aug. 17, 2012, the federal government began expropriating all the earnings of Fannie Mae and Freddie Mac, the mortgage finance giants that succumbed...

The Great American Dream, Still Deferred

The housing market has shown signs of life recently. Prices have risen, mortgage rates are very attractive and construction is reviving. But recall where the...

Setting The Record Straight: 97 Percent LTV Mortgages Work

Mortgage guarantor giants Fannie Mae and Freddie Mac both recently announced their intent to once again begin purchasing mortgage loans at 97 percent loan-to-value...

3% Mortgages Coming To America, But Fanny And Freddie Say It’s...

Some Americans will soon be able to buy a home with a down payment as low as 3 per cent, compared with the current...

It’s Only Taken Us 5 Years to Forget the Single Biggest...

Yesterday the Federal Housing Finance Agency issued new underwriting guidelines that allow some home buyers to take out mortgages with down payments as small...

Would Looser Lending Standards Boost Home Sales?

While U.S. housing officials discuss ways to give more Americans access to mortgage loans — including the hotly debated topic of loosening lending standards...