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Tag: Federal Housing Administration

Seller Financing After Dodd-Frank

The provisions of Dodd-Frank have been in place just under a year and a half, having come into effect on January 10, 2014, and...

Caregiver Loans: Keeping Money in the Family

Could there be a way to help senior homeowners with their-cash flow needs without saddling them — and ultimately their families — with high...

The Myth That Mortgage Credit Is Really Tight

"I've been surprised that housing hasn't recovered more robustly than it has. In part, I think it reflects very tight credit ... for any...

Mortgaging the Future?

Leverage is risky. Purchasing assets with borrowed money can amplify small movements in prices into extraordinary gains or crippling losses, even default. From the...

Millennials on the Homeownership Path

Besieged by the recession and buried in student loan debt, the so-called millennials, born from the early ’80s through the late ’90s, have largely...

Requirements for Mortgages are Easing

A closely watched index that tracks mortgage credit availability — lender requirements on credit scores, down payments and other key loan terms — has...

FHA Looks to Ease Banks’ Worry on Mortgage Mistakes

A U.S. housing regulator is considering limiting one of the most powerful tools federal attorneys have to punish banks for making mistakes in mortgage...

The Great American Dream, Still Deferred

The housing market has shown signs of life recently. Prices have risen, mortgage rates are very attractive and construction is reviving. But recall where the...

Mortgage Access: How Do We Know if it’s Too Hard, Too...

Policymakers count on a wide range of measures to gauge the state of the housing and mortgage markets, but when it comes to the...

Why Am I Paying for Your House?

In 2002, President George W. Bush, trumpeting “the ownership society,” proclaimed, “We want everybody in America to own their home.” Never mind the bursting...