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Tag: Experian

I Am My Own System Of Record

An email signature I have used from time to time for nearly 7 years reads “John Philpin - I Am My Own System Of...

Borrowers Lose Out On Down Payments Amidst Valuation Errors

Due to increasingly difficult mortgage loan qualification requirements, America is in a financial climate in which down payment percentages and dollar amounts are up....

Your Credit Score May Never Be the Same

Sometimes we don’t know exactly how broken things are until after they get fixed. Case in point: Fair Isaac Corp., the company that created the...

Do Good Renters Deserve Good Better Credit Scores?

For many consumers, a confusing part of trying to get a loan is the way that credit begets credit. Banks want to lend to...

How Creative Geniuses Get Their Ideas

It was one of the best books I read in 2012 and I've posted about it numerous times (here, here, here, and here.) Peter and...

Experian Sold Consumer Data to ID Theft Service

An identity theft service that sold Social Security and drivers license numbers — as well as bank account and credit card data on millions...