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Tag: Credit union

Britain Is Out: What Next?

Terrence Guay, Pennsylvania State University; Mabel Berezin, Cornell University, and Peter Harris, Colorado State University The UK has voted to leave the European Union,...

How Important is “Savings” in Starting a Business?

by Debbie Ruston, Featured Contributor I RECENTLY READ an article that stated one should save at least 1-2 years salary before starting a business. While...

Backgrounder: The Small Business Credit Crunch

By: Stacy Mitchell, Advocates for Independent Business A significant share of locally owned businesses are struggling to secure the financing they need to grow.  Our 2014 Independent Business Survey found that 42 percent of local businesses that…

Dodd-Frank Mortgage Rules Harm Homeownership

New mortgage regulations resulting from the Dodd-Frank Act will harm homeownership, reduce credit, and prevent credit-worthy borrowers from obtaining an affordable mortgage, witnesses from...

How Creative Geniuses Get Their Ideas

It was one of the best books I read in 2012 and I've posted about it numerous times (here, here, here, and here.) Peter and...

Fracking Boom Gives Banks Mortgage Headaches

An East Coast oil boom has promised potential riches to lucky landowners. But the oil rush may cause big headaches for some unlucky banks....

If You Can’t Pay It Backward, Pay It Forward

I started my company with my co-founder back in 2009. We had an idea and thought, let's give it a shot. We had no...

Housing Industry Leaders Express Optimism for Revamped Risk-Retention Rule

Housing industry leaders expressed cautious optimism on Wednesday for a revamped proposed rule that eliminates stringent down payment requirements. Industry leaders — from banking groups...

It’s Time to “Pay It Forward”

For about a decade or so, social responsibility (or being attached to it) in the form of an annual "day of service" has become...

Mortgage-Backed Securities Back in Style?

As the residential market bounces back, investors are showing renewed interest in buying mortgage-backed securities—loans that the lenders have bundled and sold as consolidated...