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Tag: consumer financial protection bureau

For Whom Should HR Advocate?

For most of my long HR career in service industries, my colleagues and I believed our role to be an advocate for the employee....

Alright HR: You’ve Got A Seat At The Table – Now...

I have 40 years of experience as an HR executive, authored a book about Repurposing HR, and have a healthy following in social media...

How Your Credit Score Affects Your Love Life

Having poor credit that is different from your partner can be very difficult and embarrassing. But, when both of you have a bad report...

Three Turbo Boosters To Keep Your Company Values Alive

Most companies claim to have important values. In the best ones these drive the organisation, guiding both direction and culture. Yet as Enron demonstrated,...

Don’t Let Power Corrupt You

In the behavioral research I’ve conducted over the past 20 years, I’ve uncovered a disturbing pattern: While people usually gain power through traits and...

Banking On Failure: Regulation Of Banks (Part 2)

Editor’s Note: This is the next in a Continuing Series of Articles by Joe, as excerpted from his Book;“Banking on Failure” co-authored by Laurel...

Does Your Leadership Reflect Justice?

As the Operations Director for a small county government, I worked closely with our Human Resource (HR) Department on matters of hiring, counseling, and...

If Algorithms Know All, How Much Should Humans Help?

Armies of the finest minds in computer science have dedicated themselves to improving the odds of making a sale. The Internet-era abundance of data...

The Impact of Tight Credit Standards on 2009-13 Lending

Tight credit standards curbed mortgage lending activity from 2009 to 2013. Based on our estimates, if the cautious standards of 2001 had been in...

Dodd-Frank’s Unintended Consequences – Wall Street Reaps Benefits of D.C. Regulation

A newly released Harvard study indicates that the Dodd-Frank Wall Street Reform and Consumer Protection Act has given Wall Street an advantage over Main...