Required Reading: Where Have All The Loans Gone?

Credit availability for mortgage purchases has been very tight over the post-crisis period. In fact, over

the past decade, the number of mortgages originated to purchase a home declined dramatically. In this commentary, we examine this decline and explain how limited access to credit has contributed to the drop.

via 413052-Where-Have-All-the-Loans-Gone.pdf.

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Required Reading: Where Have All The Loans Gone?

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