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Proposed Rules Published on Dodd-Frank Changes to Mortgage Disclosure Regulations

On August 29, 2014, the Bureau of Consumer Financial Protection (the “Bureau”) issued a proposed rule and request for public comment on changes to its Regulation C (Home Mortgage Disclosure) to implement changes to the Home Mortgage Disclosure Act (“HMDA”) required by the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Act”).

HMDA requires financial institutions to report to Federal regulators on an annual basis, and to the public on request, information on the institutions’ housing-related credit transactions. The stated purpose of the statute is to promote access to fair credit in the housing market.

via Proposed Rules Published on Dodd-Frank Changes to Home Mortgage Disclosure Regulations | Williams Mullen – JDSupra.

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