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Originator Risk: Equifax Report on Undisclosed Borrower Debt in Mortgage Lending

Almost one-fifth of all mortgage borrowers, including those with solid credit scores and manageable debt-to income (DTI) ratios, apply for at least one new trade line during the “quiet period” between the original credit file pull at mortgage application and the loan closing.

via Originator Risk: Equifax White Paper on Undisclosed Borrower Debt in Mortgage Lending | Mortgage News Clips.

 

 

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