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New QM Mortgage Rule Makes High-End Borrowing Tougher

BIZCATALYST 360°
BY BIZCATALYST 360°

The so-called QM rule kicks in Jan. 10, impacting how lenders determine if prospective borrowers can get mortgages.Some observers expect particularly tough going for borrowers in pricey markets.

The regulation requires that for loans to be considered “qualified mortgages,” borrowers must meet certain income thresholds for the size of the mortgage. The Consumer Financial Protection Bureau wrote the final rule as a result of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

via New QM Mortgage Rule Makes High-End Borrowing Tougher – Investors.com.

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WE ARE THE AWARD-WINNING PUBLISHING DIVISION OF 360° NATION —PRESENTING OUR LIFE, CULTURE, AND BIZ MULTIMEDIA DIGEST AS A HUB OF CREATIVE EXPRESSION AND PERSONAL GROWTH. WITH AN EMPHASIS ON ACTION, OUR VAST GLOBAL CONTRIBUTOR COMMUNITY EMPOWERS PEOPLE TO TRANSITION FROM KNOWING WHAT TO DO TO ACTUALLY DOING IT —ALL COMPLEMENTED BY SYNDICATION RELATIONSHIPS WITH A CHOICE GROUP OF EQUALLY INNOVATIVE MEDIA OUTLETS. TODAY AND EVERY DAY, WE SIMPLY DELIVER THE VERY BEST INSIGHTS, INTELLIGENCE, AND INSPIRATION AVAILABLE ANYWHERE —DOING IT OUR WAY BY PLACING OUR WRITERS AND OUR AUDIENCE AT THE FOREFRONT. IT'S MAGICAL. IT'S EVERGREEN. AND QUITE FRANKLY, IT'S JUST GOOD STUFF. PERIOD.

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