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Mortgage Problems When Buying Outside the Box

Homes deemed unusual may be desirable for some to own, but even borrowers with excellent credit may have trouble obtaining sufficient financing to buy them.

The problem is that unusual homes can be difficult to value, because appraisers rely on the sales of comparable properties to come up with a price. In the absence of strong “comps,” mortgage underwriters may not be satisfied that an appraised value is well supported.

via Mortgage Problems When Buying Outside the Box – NYTimes.com.

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