Dodd-Frank Mortgage Rules Harm Homeownership

New mortgage regulations resulting from the Dodd-Frank Act will harm homeownership, reduce credit, and prevent credit-worthy borrowers from obtaining an affordable mortgage, witnesses from Habitat for Humanity, community banks and credit unions told a House Financial Services subcommittee today.

The regulations threaten the survival of Habitat for Humanity’s self-help homeownership model, said Frank Spencer, President and Chief Executive Officer of Habitat for Humanity of Charlotte, North Carolina.

via Dodd-Frank Mortgage Rules Harm Homeownership | House Committee on Financial Services.

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Dodd-Frank Mortgage Rules Harm Homeownership

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