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Why Credit Scores Dropped on New Mortgages in 2013

A new report provides some evidence that it may have become a little easier for some Americans to get a mortgage as the housing market improves and lenders grapple with a pullback in refinancing amid higher mortgage rates.

The average credit score for approved mortgages fell to 727 in December, down from 748 one year earlier, according to a report released Wednesday by Ellie Mae, a mortgage technology firm. (Under a system devised by Fair Isaac Corp., credit scores run on a scale from 300 to 850.)

via Why Credit Scores Dropped on New Mortgages in 2013 – Developments – WSJ.

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