Managing Loans Effectively for Small Businesses

Every now and then, it’s understandable for small businesses to run into a little debt, especially as the market might not be particularly favorable...

A Credit Lock & A Credit Freeze – What’s The Difference?

Did you know that you can’t have a credit lock and a credit freeze at the same time? Dear Kim, I was recently made aware that...

Step Back – What Have You (Really) Learned Today?

THE VALUE OF LEARNING is time and productivity gained. You can try to learn on your own or gain the knowledge from people who...

Will Online Investment Tools Make Financial Advisors Obsolete?

The rise of online investment tools and so-called “robo-advisors” has sparked the heated debate on whether or not financial advisors will have a place...

Calculating Your Net Worth

How to calculate your net worth and why it’s important. Your net worth is at its most basic defined by, what you OWN less what...

Millions, Billions, Trillions – Making Sense Of Numbers In The News

Breaking down the big numbers. helen_g/Shutterstock.com Andrew D. Hwang, College of the Holy Cross National discussions of crucial importance to ordinary citizens – such as funding for...

Responsible Giving – An Ethical Guide

Chancelor Bennett, better known as Chance The Rapper, is donating millions of dollars through his SocialWorks charity to shore up Chicago’s public schools. AP Photo/Charles...

Kowala’s Vision For Cryptocurrency

The world thirsts for a currency that can be utilized across borders within seconds, independent of extreme volatility and based upon the Blockchain digital...

The Debt-to-Income Ratio Explained

What is the Debt-to-Income Ratio and how does it affect my mortgage application? Dear Kim, I am considering buying my first home. I have been doing...

The Ultimate Guide To A Budget Vacation

Budget Travel Hacks To Stretch Your Vacation Dollar [youtube https://www.youtube.com/watch?v=vKHkWXfmygQ] Staycation is an Option That might not sound exciting but it’s often the cheapest option because there...

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The Globality Quotient: Cybersecurity – Prevention And Protection.

“Digitalization is the cause of large-scale and sweeping transformations across multiple aspects of business, providing unparalleled opportunities for value creation and capture, as well...

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