Kim Cole

VISIT MY WEBSITEhttp://navicoresolutions.org/

KIM is the Education Outreach Coordinator for Navicore Solutions. Kim provides financial education workshops and seminars to communities. Readers can submit general questions relating to personal finance, credit scoring, debt management, student loans, home finance or bankruptcy which may be highlighted in the next month’s edition. All identifying information will be kept anonymous.

SHOWCASE HOMEPAGE

Beware the Red Flags of Student Loan Relief Scams

There is currently more than $1.5 trillion dollars in student loan debt owed in...

Credit Card Charges – What About That Sneaky 4% Surcharge?

Last week, I stopped into my favorite local pizza restaurant and handed over my...

How To Build On Your Credit Score –The Right Way

Understanding how your credit is calculated and how to improve it Dear Kim, I was hoping...

Stationed Overseas – How Does The Servicemembers Civil Relief Act Work?

Can you be released from a car lease if you are military personnel stationed...

A Credit Lock And A Credit Freeze – What’s The Difference?

Dear Kim, I was recently made aware that my information was stolen during the Equifax...

@HEALTH & WELLBEING

How To be Financially Prepared For A Hurricane

Dear Kim, Fortunately, we were spared during the recent string of hurricanes. While threats still...

@Money | Finance

A Credit Lock & A Credit Freeze – What’s The Difference?

Did you know that you can’t have a credit lock and a credit freeze...

@Housing | Real Estate

The Debt-to-Income Ratio Explained

What is the Debt-to-Income Ratio and how does it affect my mortgage application? Dear Kim, I...

What’s The Difference Between Federal Student Loans & Private Loans?

Is it easier it get a private student loan? And should you? Dear Kim, I recently...