M Rafiq is a Business Development Consultant and the founder of financentric. His work has been featured in famous and cool places like The Huffington Post, Tweakyourbiz, Growmap, Evancarmichael, CEO, Socialnomics Dumblittleman, etc. His real-world experiences allow his articles to speak to readers on a personal level. Formality is great, but readability and engagement is the most important factor in his writing. He loves helping, and that translates to articles that inspire and guide.