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5 Things To Think About Before Moving Home

Whether you are considering moving abroad, or want to slash your commute by moving a bit closer to work, moving house is an incredibly exciting venture. However, it also comes with a price tag that could quickly throw your budget out of the window, resulting in financial struggle further down the line. Therefore, while this doesn’t mean you should put your plans of moving on hold indefinitely,  it’s important that you do not rush the process.

With that in mind, here are five things to think about before moving home.

The expenses. Whether you are renting a property or purchasing one, it’s important that you know exactly how much you can set aside for this venture. Remember, in addition to rent/mortgage payments, you also need to afford things such as utilities, transportation, and groceries. Understanding your budget in the early stages of the move significantly reduces the chance of your overspending and falling into debt. Furthermore, if you find that your ideal property is a little out of reach financially, this gives you plenty of time to start saving up money to support the move. For example, you could consider finding alternative forms of income by turning a hobby into a viable side hustle.

The power of negotiation. When meeting with an estate agent, they’ll convince you that their ultimate aim is to help you find your dream home. While this may be true, they’re likely working on commission – meaning the process is mutually beneficial. Therefore, do not be afraid to treat purchasing or leasing out a property as something as a business venture – where you can negotiate the best deal for everyone involved. For example, you don’t necessarily need to offer the asking price – but instead, a figure that is within a similar ballpark. In this stage, it’s essential that you are both courteous and confident. If they provide you with a counteroffer, ensure that it is worthwhile for you.

The kind of home you are looking for. When moving home, there are various different factors that will influence your decision – such as the location of the property, your commute time, or even local facilities and amenities. However, another way in which you can streamline the search is by carefully considering the type of property you are looking for, as this may alter other decisions such as the location. It also makes it easier to find companies whose offerings match your needs. For example, those looking for luxury homes can work with companies such as Lakeland luxury homes.

It might not match your dream property. If you find yourself attending an endless stream of property viewings, only to find yourself disappointed, it’s important that you acknowledge the fact that your dream property may not ‘exist’ right now. However, that doesn’t mean that it can’t happen. For example, you could instead search for a ‘fixer-upper property, that will then serve as a blank canvas. When a property requires a certain amount of work or maintenance, it may even be on the market for a much lower price. However, this also means that you should be prepared to cover the cost of renovating your house.

Moving day. When searching for a new home, most of your energy will be focused on finding the ideal property and dealing with the legalities of moving. This often means that moving day will creep up on you unexpectedly, and you’ll be in a rush to get everything together in time. Therefore, you should plan to be as organized as possible in the run-up to the big move. This includes:

  • Packing as soon as possible, despite how tedious packing can be.
  • Liaising with different removal companies to find the best deal. While you can hire a van and do this yourself, bear in mind this requires a lot of heavy lifting.
  • Transferring bills over to your new address and informing others about your move. This should include employers and other professional bodies in addition to your friends and family.
  • If moving as part of a family, register your children at a local school.
  • Registering to vote under your new address.
  • Signing up for healthcare services under your new address.
  • Arranging for your mail to be forwarded to your new address.

In short, there are various steps you can take to reduce the stress associated with moving – many of which simply require careful planning to bring to fruition. When you plan ahead, you can reduce the cost of moving and ensure that you run into as few problems as possible.

BIZCATALYST 360°
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